Our Financing Data
Keeping Our Data Transparent
Lendingpot.sg is committed to our principles of transparency and unbiased business financing. We publish this data to provide valuable insights into Singapore’s business financing ecosystem for our SME clients and lending partners.
Statistics of Financing Partners
Network of Financing Partners (%)
This chart indicates the breakdown of the type of financiers on our network.
Banks (18%) :
Financial Institutions (20%):
Non-Bank Financial Institutions
Peer-to-Peer Lenders (23%):
Companies that use retail or accredited investors’ funds as capital for lending
Private Lenders (38%):
Private companies, funds and family offices that provide financing to other companies as a service
Breakdown of All Deals Funded - Financiers (%)
This chart indicates the breakdown of the financiers of all financing facilities accepted by SMEs on our platform.
Financial Institutions (30%)
Peer-to-Peer Lenders (17%)
Private Lenders (23%)
2. Statistics of Deals Funded Through Our Platform
Facility Types Obtained Through Our Platform (%)
This chart indicates the breakdown of the facility types of successfully funded deals.
Term Loan (60%)
Unsecured Term Loans
Govt. Assisted Loan (20%)
SME Working Capital Loans, SME Micro Loans
Asset-backed Term Loan (3%)
Equipment and Property (Commercial, Industrial, Residential) Term Loans, Repricing and Gear-ups
Merchant Cash Advance (3%)
Financing based on point-of-sale (POS) data
Invoice Financing (4%)
Factoring, Invoice and Account Receivable Financing
No. of Facilities/Loans Obtained in a Single Application (%)
This chart indicates the number of facilities obtained by each SME (from one or more lenders) with a single application
1 Facility (70%)
2 or More Facilities (30%)
Lendingpot’s Business Loan Marketplace allows every relationship manager the chance to pitch to the SME applicant.
RMs may choose to offer the SME a smaller loan than what they are asking for. In this case, the SME may take up more than 1 business financing facilities offered by different lenders.
Other RMs may choose to offer more than 1 type of business financing facility to fulfill the SME’s business requirements (e.g. term loan + invoice financing facilities)
3. Statistics of Unsecured Term Loan (Inclusive of Govt-Assisted Loans)
Breakdown of Term Loan Funded - Financiers (%)
This chart indicates the breakdown of the financiers of term loans accepted by SMEs on our platform.
Financial Institutions (17%)
Peer-to-Peer Lenders (21%)
Private Lenders (29%)
Quantum of Term Loan Funded (%)
This chart indicates the breakdown of the quantum of term loans accepted by SMEs on our platform.
$$0 - $24.9K (28%)
$25K - $49.9K (36%)
$50K - $99.9K (20%)
$100K - $199.9K (8%)
Above $200K (8%)