Our Financing Data

 
 

Keeping Our Data Transparent

Lendingpot.sg is committed to our principles of transparency and unbiased business financing. We publish this data to provide valuable insights into Singapore’s business financing ecosystem for our SME clients and lending partners.


  1. Statistics of Financing Partners

 

Network of Financing Partners (%)

This chart indicates the breakdown of the type of financiers on our network.

  • Banks (18%) :

    • Licensed Banks

  • Financial Institutions (20%):

    • Non-Bank Financial Institutions

  • Peer-to-Peer Lenders (23%):

    • Companies that use retail or accredited investors’ funds as capital for lending

  • Private Lenders (38%):

    • Private companies, funds and family offices that provide financing to other companies as a service

 

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Breakdown of All Deals Funded - Financiers (%)

This chart indicates the breakdown of the financiers of all financing facilities accepted by SMEs on our platform.

  • Banks (30%)

  • Financial Institutions (30%)

  • Peer-to-Peer Lenders (17%)

  • Private Lenders (23%)

 

2. Statistics of Deals Funded Through Our Platform

 

Facility Types Obtained Through Our Platform (%)

This chart indicates the breakdown of the facility types of successfully funded deals.

  • Term Loan (60%)

    • Unsecured Term Loans

  • Govt. Assisted Loan (20%)

    • SME Working Capital Loans, SME Micro Loans

  • Asset-backed Term Loan (3%)

    • Equipment and Property (Commercial, Industrial, Residential) Term Loans, Repricing and Gear-ups

  • Merchant Cash Advance (3%)

    • Financing based on point-of-sale (POS) data

  • Invoice Financing (4%)

    • Factoring, Invoice and Account Receivable Financing

 

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No. of Facilities/Loans Obtained in a Single Application (%)

 

This chart indicates the number of facilities obtained by each SME (from one or more lenders) with a single application

  • 1 Facility (70%)

  • 2 or More Facilities (30%)

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Lendingpot’s Business Loan Marketplace allows every relationship manager the chance to pitch to the SME applicant.

RMs may choose to offer the SME a smaller loan than what they are asking for. In this case, the SME may take up more than 1 business financing facilities offered by different lenders.

Other RMs may choose to offer more than 1 type of business financing facility to fulfill the SME’s business requirements (e.g. term loan + invoice financing facilities)

 

3. Statistics of Unsecured Term Loan (Inclusive of Govt-Assisted Loans)

 

Breakdown of Term Loan Funded - Financiers (%)

This chart indicates the breakdown of the financiers of term loans accepted by SMEs on our platform.

  • Banks (33%)

  • Financial Institutions (17%)

  • Peer-to-Peer Lenders (21%)

  • Private Lenders (29%)


Quantum of Term Loan Funded (%)

This chart indicates the breakdown of the quantum of term loans accepted by SMEs on our platform.

  • $$0 - $24.9K (28%)

  • $25K - $49.9K (36%)

  • $50K - $99.9K (20%)

  • $100K - $199.9K (8%)

  • Above $200K (8%)

 

 

All data updated as of August 2019.

We will be updating our existing data charts and adding new data analyses periodically. Be sure to check back here regularly!