Am I eligible for a personal loan?

The ultimate loan approval is always contingent upon the internal regulations, procedures, and eligibility standards of each loan source. As a result, it is challenging to determine your eligibility for a final loan prior to using our application form. We boost your chances of acquiring a loan by working with several banks and financial institutions; even if one bank rejects your application, you still have a strong chance of getting accepted by others. However, in order to apply with Lendingpot, you must meet these minimal requirements: You must be between the ages of 21 and 70. You must have a monthly salary of at least $2,500. You must be a Singaporean with a salary, a PR, or an EP holder.

What is the maximum amount I can borrow for my business?

In Singapore, you can typically secure a start-up business loan of up to 8x your monthly income if you earn above S$30,000 annually.

Does a personal loan affect my ability to get a home loan?

Yes, it affects your TDSR. However, taking a smaller loan to preserve your cash buffer for a down payment is often a smart 'Optimiser' move.

Can I get a startup loan if my company is less than 6 months old?

Yes. While traditional banks prefer a 2-year track record, our platform connects you to lenders who specialise in directors with a strong personal income (NOA).

How do I qualify for the 0.5% cashback reward?

Apply through Lendingpot. Once your loan is successfully disbursed, you receive an exclusive 0.5% cashback on your total loan amount (capped at S$1,000).

Why Choose Lendingpot

We are providing a new solution to an age-old problem.

Fast Approvals

70% of eligible applications receive offers within 60 minutes.

Real-time Updates

Fully automated with WhatsApp Business API to keep you informed at every step.

Human Expertise

A dedicated support team is available to provide top-class advisory and clear expectations.

Broad Network

Access 70+ licensed lenders with a single, secure digital request.

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We’re happy to address any doubts you may still have. Let us know in the message box or simply book an appointment with us below. If you would like to be kept updated on the most recent developments in the SME and personal loan market, join us in our mailing list.

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Disclaimer: At Lendingpot, we aim to provide accurate, objective and up-to-date information. The details you see on our site may be different from others. Some content may be compensated through third-party advertisers. However, the results of our comparison tools which are not marked as sponsored are based on objective analysis. All financial products and services are presented without warranty. The list of financial products displayed on this website are not exhaustive.

Lendingpot Private Limited (UEN:201011505E) is a subsidiary of the IFS Capital (UEN: 198700827C) group of companies.

Warning: You have to repay your loans. Don't pay any intermediaries.

With invoice financing, you can get funds faster - without waiting for your customers to pay.

How It Works

Why Choose Lendingpot

Still have doubts?
Let us help!

With invoice financing, you can get funds faster - without waiting for your customers to pay.

How It Works

Why Choose Lendingpot

Still have doubts?Let us help!

Still have doubts?
Let us help!