The ultimate loan approval is always contingent upon the internal regulations, procedures, and eligibility standards of each loan source. As a result, it is challenging to determine your eligibility for a final loan prior to using our application form. We boost your chances of acquiring a loan by working with several banks and financial institutions; even if one bank rejects your application, you still have a strong chance of getting accepted by others.

However, in order to apply with Lendingpot, you must meet these minimal requirements:

• You must be between the ages of 21 and 70.
• You must have a monthly salary of at least $2,500.
• You must be a Singaporean with a salary, a PR, or an EP holder.

In Singapore, you can typically secure a start-up business loan of up to 8x your monthly income if you earn above S$30,000 annually.

Yes, it affects your TDSR. However, taking a smaller loan to preserve your cash buffer for a down payment is often a smart "Optimiser" move.

Yes. While traditional banks prefer a 2-year track record, our platform connects you to lenders who specialise in directors with a strong personal income (NOA).

Apply through Lendingpot. Once your loan is successfully disbursed, you receive an exclusive 0.5% cashback on your total loan amount (capped at S$1,000).