Salaried Employees: Individuals in stable corporate or public sector roles, typically earning a minimum annual income of $24,000 to $30,000.
Knowledge Workers: Modern professionals like Senior Data Analysts, Systems Engineers, and Digital Marketing Managers who meet the basic income requirements.
Variable or Commission-Based Earners: Individuals with fluctuating incomes, such as sales professionals, provided they can furnish at least 6 months of CPF contribution history or income tax statements.
Self-Employed Individuals: Business owners and freelancers can apply by providing their latest two years of Income Tax Notice of Assessment (NOA).
Gig Economy and Contract Staff: Specialised lenders now cater to private hire drivers and contract workers, often requiring a minimum monthly basic salary of around $1,200.
