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Access Singapore’s top banks and private lenders through us. Find the most competitive rates for your needs and receive 0.5% cashback on your successful loan.*
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Compare and Get the Best Rates All In One Pot

All figures are estimated based on: $10,000 loan amount, 5 years loan tenure.

1.00

1.94

0

0

20000

60

Personal Loan

cimb

December 31, 2026

false

CIMB Personal Loan

From 0.00% p.a.

Interest Rates' EIR from 0.00%

S$0

Total Payable

S$0

Per Month

S$0

Processing Fee

Apply Now

What We Like About This Loan

Wide Choice of Tenures

Choose from repayment periods ranging from 3 to 60 months.

Lendingpot gives 0.5% cashback

Lendingpot Exclusive

Get 0.5% cashback* on eligible personal loans successfully taken up through Lendingpot.

T&C apply

CIMB Personal LoanCIMB Personal Loan

Key Features

  • Get instant approval when applying via MyInfo.
  • Borrow up to 8× your monthly income.
  • Choose repayment tenures from 3 to 60 months.
  • Choose from short-term or longer-term loan options.

Promotion

Up to S$2,888 Cashback

Take a loan above S$15,000 with a tenure of at least 36 months.

Referral Cashback of up to S$200

Receive cashback for each successful CIMB Personal Loan referral.

Eligibility

Citizenship Status

Singaporean/PR

Minimum Annual Income

S$20,000 Singaporean/PR, $30,000 Malaysian residing in Singapore

Maximum Loan Tenure

5 Years

Processing Fee

S$0

Age

21-70 years old

Repayment Summary

Principal Loan Amount

–

Effective Interest Rate

–

Loan Tenure

–

Interest Rate (p.a.)

–

Total Interest Payable

–

Processing Fee

–

Total Amount Payable

–

Monthly Instalment

–

Total amount payable includes the processing fee. Monthly instalment excludes separately charged processing fees.

1.00

2.28

0

0.88

30000

60000

60

Personal Loan

trust-bank

August 31, 2026

false

Trust Instant Loan

From 0.00% p.a.

Interest Rates' EIR from 0.00%

S$0

Total Payable

S$0

Per Month

S$0

Processing Fee

Apply Now

What We Like About This Loan

60-Second Loan

Get your Instant Loan in as little as 60 seconds.

Lendingpot gives 0.5% cashback

Lendingpot Exclusive

Get 0.5% cashback* on eligible personal loans successfully taken up through Lendingpot.

T&C apply

Trust Instant LoanTrust Instant Loan

Key Features

  • Get approved and receive your funds in as little as 60 seconds.
  • Choose repayment tenures from 3 to 60 months.
  • Make fixed monthly repayments throughout your loan tenure.

Promotion

Sure-win scratch card worth up to S$10,000*

Take an Instant Loan of at least S$15,000. Available to new-to-Trust customers and existing customers who have not previously taken a Trust Instant Loan.

Eligibility

Citizenship Status

Singaporean/PR/Foreigner

Minimum Annual Income

S$30,000 Singaporean/PR, $60,000 foreigner with valid work pass

Maximum Loan Tenure

5 Years

Processing Fee

0.88% first year annual fee on your loan amount

Age

21-65 years old

Repayment Summary

Principal Loan Amount

–

Effective Interest Rate

–

Loan Tenure

–

Interest Rate (p.a.)

–

Total Interest Payable

–

Processing Fee

–

Total Amount Payable

–

Monthly Instalment

–

Total amount payable includes the processing fee. Monthly instalment excludes separately charged processing fees.

2.88

5.45

0

0

20000

60

Personal Loan

gxs

August 31, 2026

false

GXS FlexiLoan

From 0.00% p.a.

Interest Rates' EIR from 0.00%

S$0

Total Payable

S$0

Per Month

S$0

Processing Fee

Apply Now

What We Like About This Loan

Multiple Drawdowns

Borrow multiple times from your available credit limit without submitting a new loan application each time.

Lendingpot Exclusive

Get 0.5% cashback* on eligible personal loans successfully taken up through Lendingpot.

T&C apply

GXS FlexiLoanGXS FlexiLoan

Key Features

  • Receive your funds within minutes, 24/7.
  • Borrow only what you need from your approved standby credit line.
  • Make multiple drawdowns from your available credit limit.
  • Repay anytime with no early repayment fees.
  • Choose repayment tenures from 2 to 60 months.

Promotion

3% Loan Rebate, capped at S$800*

Take an Instalment Loan of at least S$10,000 with a minimum 12-month tenure and name your loan “SOFLEXI”.

Eligibility

Citizenship Status

Singaporean/PR

Minimum Annual Income

S$20,000

Maximum Loan Tenure

5 Years

Processing Fee

S$0

Age

21-65 years old

Repayment Summary

Principal Loan Amount

–

Effective Interest Rate

–

Loan Tenure

–

Interest Rate (p.a.)

–

Total Interest Payable

–

Processing Fee

–

Total Amount Payable

–

Monthly Instalment

–

Total amount payable includes the processing fee. Monthly instalment excludes separately charged processing fees.

1.28

1.92

0

0

15000

60

Personal Loan

maribank

false

MariBank Instant Loan

From 0.00% p.a.

Interest Rates' EIR from 0.00%

S$0

Total Payable

S$0

Per Month

S$0

Processing Fee

Apply Now

What We Like About This Loan

Low Minimum Loan Amount

Borrow from as little as S$100, making it suitable for smaller financing needs.

Lendingpot Exclusive

Get 0.5% cashback* on eligible personal loans successfully taken up through Lendingpot.

T&C apply

MariBank Instant LoanMariBank Instant Loan

Key Features

  • Receive your funds in as little as 10 seconds.
  • Borrow from as little as S$100.
  • Choose repayment tenures of up to 60 months.
  • Make fixed monthly repayments throughout your loan tenure.

Promotion

Eligibility

Citizenship Status

Singaporean/PR

Minimum Annual Income

aged 21 to 55- S$30,000, over 55 S$15,000

Maximum Loan Tenure

5 Years

Processing Fee

S$0

Age

21-65 years old

Repayment Summary

Principal Loan Amount

–

Effective Interest Rate

–

Loan Tenure

–

Interest Rate (p.a.)

–

Total Interest Payable

–

Processing Fee

–

Total Amount Payable

–

Monthly Instalment

–

Total amount payable includes the processing fee. Monthly instalment excludes separately charged processing fees.

1.00

1.93

0

0

30000

60

Personal Loan

uob

false

UOB Personal Loan

From 0.00% p.a.

Interest Rates' EIR from 0.00%

S$0

Total Payable

S$0

Per Month

S$0

Processing Fee

Apply Now

What We Like About This Loan

Best for Existing UOB Customers

Eligible UOB Credit Card and CashPlus customers can get instant approval with no additional documents required.

Lendingpot Exclusive

Get 0.5% cashback* on eligible personal loans successfully taken up through Lendingpot.

T&C apply

UOB Personal LoanUOB Personal Loan

Key Features

  • Get instant approval if you're an eligible existing UOB customer.
  • Choose repayment tenures of up to 5 years.
  • Make fixed monthly repayments throughout your loan tenure.

Promotion

Up to 2% Cash Rebate*

Take a loan of at least S$10,000 with a minimum 36-month tenure. Eligible applications must be submitted through the UOB Personal Loans page.

Subject to promotion availability.

Eligibility

Citizenship Status

Singaporean/PR

Minimum Annual Income

S$30,000

Maximum Loan Tenure

5 Years

Processing Fee

S$0

Age

21-65 years old

Repayment Summary

Principal Loan Amount

–

Effective Interest Rate

–

Loan Tenure

–

Interest Rate (p.a.)

–

Total Interest Payable

–

Processing Fee

–

Total Amount Payable

–

Monthly Instalment

–

Total amount payable includes the processing fee. Monthly instalment excludes separately charged processing fees.

0.90

1.75

199

0

30000

90000

60

Personal Loan

standard-chartered

September 30, 2026

false

Standard Chartered CashOne Personal Loan

From 0.00% p.a.

Interest Rates' EIR from 0.00%

S$0

Total Payable

S$0

Per Month

S$0

Processing Fee

Apply Now

What We Like About This Loan

More Repayment Flexibility

After 6 months of full, on-time instalments, eligible borrowers can make minimum monthly payments when needed.

Lendingpot Exclusive

Get 0.5% cashback* on eligible personal loans successfully taken up through Lendingpot.

T&C apply

Standard Chartered CashOne Personal LoanStandard Chartered CashOne Personal Loan

Key Features

  • Get instant approval for eligible applications.
  • Choose repayment tenures of up to 5 years.
  • Enjoy no late payment charges when eligibility conditions are met.*

Promotion

Up to 3.61% Cashback*

Available to eligible new clients taking a 3 to 5-year loan and holding a Standard Chartered Savings or Current Account in SGD currency.

Eligibility

Citizenship Status

Singaporean/PR/Foreigner

Minimum Annual Income

S$30,000 Singaporean/PR, $90,000 foreigner with singapore employment pass

Maximum Loan Tenure

5 Years

Processing Fee

S$199

Age

21-65 years old

Repayment Summary

Principal Loan Amount

–

Effective Interest Rate

–

Loan Tenure

–

Interest Rate (p.a.)

–

Total Interest Payable

–

Processing Fee

–

Total Amount Payable

–

Monthly Instalment

–

Total amount payable includes the processing fee. Monthly instalment excludes separately charged processing fees.

1.48

3.22

0

1

20000

60000

60

Personal Loan

dbs

October 31, 2026

false

DBS Personal Loan

From 0.00% p.a.

Interest Rates' EIR from 0.00%

S$0

Total Payable

S$0

Per Month

S$0

Processing Fee

Apply Now

What We Like About This Loan

Simpler for Existing Customers

Existing DBS Cashline or credit card customers can apply without additional income documents.

Lendingpot Exclusive

Get 0.5% cashback* on eligible personal loans successfully taken up through Lendingpot.

T&C apply

DBS Personal LoanDBS Personal Loan

Key Features

  • Receive your funds instantly via DBS digibank.
  • Choose repayment tenures from 6 to 60 months.

Promotion

3% Unlimited Cashback*

Take a loan of at least S$10,000 with a minimum 36-month tenure and enter promo code “DBSPL”.

Eligibility

Citizenship Status

Singaporean/PR/Foreigner

Minimum Annual Income

S$20,000 Singaporean/PR, $60,000 foreigner

Maximum Loan Tenure

5 Years

Processing Fee

1%

Age

21-70 years old

Repayment Summary

Principal Loan Amount

–

Effective Interest Rate

–

Loan Tenure

–

Interest Rate (p.a.)

–

Total Interest Payable

–

Processing Fee

–

Total Amount Payable

–

Monthly Instalment

–

Total amount payable includes the processing fee. Monthly instalment excludes separately charged processing fees.

1.48

3.22

0

1

20000

60000

60

Personal Loan

posb

October 31, 2026

false

POSB Personal Loan

From 0.00% p.a.

Interest Rates' EIR from 0.00%

S$0

Total Payable

S$0

Per Month

S$0

Processing Fee

Apply Now

What We Like About This Loan

Simpler for Existing Customers

Existing POSB Cashline or credit card customers can apply without additional income documents.

Lendingpot Exclusive

Get 0.5% cashback* on eligible personal loans successfully taken up through Lendingpot.

T&C apply

POSB Personal LoanPOSB Personal Loan

Key Features

  • Receive your funds instantly via POSB digibank.
  • Choose repayment tenures from 6 to 60 months.

Promotion

3% Unlimited Cashback*

Take a loan of at least S$10,000 with a minimum 36-month tenure and enter promo code “POSBPL”.

Eligibility

Citizenship Status

Singaporean/PR/Foreigner

Minimum Annual Income

S$20,000 Singaporean/PR, $60,000 foreigner

Maximum Loan Tenure

5 Years

Processing Fee

1%

Age

21-70 years old

Repayment Summary

Principal Loan Amount

–

Effective Interest Rate

–

Loan Tenure

–

Interest Rate (p.a.)

–

Total Interest Payable

–

Processing Fee

–

Total Amount Payable

–

Monthly Instalment

–

Total amount payable includes the processing fee. Monthly instalment excludes separately charged processing fees.

3.45

6.50

0

0

30000

42000

60

Personal Loan

citibank

September 30, 2026

false

Citi Quick Cash

From 0.00% p.a.

Interest Rates' EIR from 0.00%

S$0

Total Payable

S$0

Per Month

S$0

Processing Fee

Apply Now

What We Like About This Loan

Convert Available Credit to Cash

Draw cash from your available Citi credit limit.

Lendingpot Exclusive

Get 0.5% cashback* on eligible personal loans successfully taken up through Lendingpot.

T&C apply

Citi Quick CashCiti Quick Cash

Key Features

  • Borrow up to 8× your monthly income.
  • Draw funds from your available Citi credit limit.
  • Receive your funds through the Citi Mobile® App.

Promotion

Up to S$600 GrabGifts Vouchers*

Take a minimum loan amount of S$15,000.

Eligibility

Citizenship Status

Singaporean/PR/Foreigner

Minimum Annual Income

S$30,000 Singaporean/PR, $42,000 foreigner

Maximum Loan Tenure

5 Years

Processing Fee

S$0

Age

21-70 years old

Repayment Summary

Principal Loan Amount

–

Effective Interest Rate

–

Loan Tenure

–

Interest Rate (p.a.)

–

Total Interest Payable

–

Processing Fee

–

Total Amount Payable

–

Monthly Instalment

–

Total amount payable includes the processing fee. Monthly instalment excludes separately charged processing fees.

1.30

2.50

0

1

30000

65000

84

Personal Loan

hsbc

false

HSBC Personal Instalment Loan

From 0.00% p.a.

Interest Rates' EIR from 0.00%

S$0

Total Payable

S$0

Per Month

S$0

Processing Fee

Apply Now

What We Like About This Loan

Longest Repayment Tenure

Repay over up to 7 years, compared with the 5-year maximum offered by many personal loans.

Lendingpot Exclusive

Get 0.5% cashback* on eligible personal loans successfully taken up through Lendingpot.

T&C apply

HSBC Personal Instalment LoanHSBC Personal Instalment Loan

Key Features

  • Receive your funds upon approval.
  • Borrow up to 8× your monthly income.
  • Choose repayment tenures of up to 7 years.
  • Make fixed monthly repayments throughout your loan tenure.

Promotion

Eligibility

Citizenship Status

Singaporean/PR/Foreigner

Minimum Annual Income

S$30,000 Singaporean/PR salaried employees, S$40,000 Singaporean/PR self-employed, $65,000 Foreigners

Maximum Loan Tenure

7 Years

Processing Fee

1%

Age

21-65 years old

Repayment Summary

Principal Loan Amount

–

Effective Interest Rate

–

Loan Tenure

–

Interest Rate (p.a.)

–

Total Interest Payable

–

Processing Fee

–

Total Amount Payable

–

Monthly Instalment

–

Total amount payable includes the processing fee. Monthly instalment excludes separately charged processing fees.

5.54

10.96

200

2

20000

60

Personal Loan

ocbc

August 31, 2026

false

OCBC ExtraCash Loan

From 0.00% p.a.

Interest Rates' EIR from 0.00%

S$0

Total Payable

S$0

Per Month

S$0

Processing Fee

Apply Now

What We Like About This Loan

Lower Minimum Income Requirement

Singaporeans and PRs can apply with an annual income from S$20,000.

Lendingpot Exclusive

Get 0.5% cashback* on eligible personal loans successfully taken up through Lendingpot.

T&C apply

OCBC ExtraCash LoanOCBC ExtraCash Loan

Key Features

  • Get instant approval when applying via MyInfo.
  • Borrow up to 6× your monthly income.

Promotion

Up to S$350 Cashback*

Receive S$50 cashback when you sign up and draw down at least S$2,000 within the first 2 months, plus 50% cashback on eligible overdraft interest, capped at S$300.

Eligibility

Citizenship Status

Singaporean/PR

Minimum Annual Income

S$20,000 Singaporean/PR

Maximum Loan Tenure

5 Years

Processing Fee

$200 or 2% of the approved loan amount, whichever is higher

Age

21-65 years old

Repayment Summary

Principal Loan Amount

–

Effective Interest Rate

–

Loan Tenure

–

Interest Rate (p.a.)

–

Total Interest Payable

–

Processing Fee

–

Total Amount Payable

–

Monthly Instalment

–

Total amount payable includes the processing fee. Monthly instalment excludes separately charged processing fees.

1.79

3.92

0

0

30000

Personal Loan

maybank

August 15, 2026

false

Maybank CreditAble Term Loan

From 0.00% p.a.

Interest Rates' EIR from 0.00%

S$0

Total Payable

S$0

Per Month

S$0

Processing Fee

Apply Now

What We Like About This Loan

For CreditAble Customers

Convert your available CreditAble limit into fixed monthly instalments.

Lendingpot Exclusive

Get 0.5% cashback* on eligible personal loans successfully taken up through Lendingpot.

T&C apply

Maybank CreditAble Term LoanMaybank CreditAble Term Loan

Key Features

  • Borrow up to 4× your monthly income.
  • Apply online for your term loan.
  • Repay your loan through fixed monthly instalments.

Promotion

Up to S$2,000 Cashback*

Available to the first 300 successful customers with an approved loan amount from S$10,000.

Eligibility

Citizenship Status

Singaporean/PR

Minimum Annual Income

S$30,000 Singaporean/PR

Maximum Loan Tenure

Processing Fee

S$0

Age

21-65 years old

Repayment Summary

Principal Loan Amount

–

Effective Interest Rate

–

Loan Tenure

–

Interest Rate (p.a.)

–

Total Interest Payable

–

Processing Fee

–

Total Amount Payable

–

Monthly Instalment

–

Total amount payable includes the processing fee. Monthly instalment excludes separately charged processing fees.

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It’s FREE + 0.5% cashback*
Get rewarded when you apply for a personal loan with our platform – which is entirely free to use. Terms & Conditions Apply
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With multiple banks and moneylenders, only the most competitive loan rates are being put forward.
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Don’t know where to start? Book a call with our advisory team here for help with your personal loan applications, it’s as easy as 1, 2, 3!

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Type of Personal Loans We Offer

We offer competitive personal loan options for you to save more.

Loan Amount (SGD)

$0$100,000
$40,000

Loan Tenure (months)

1 month24 months
18 months

Interest Rate (% per month)

1%4%
3%
Expected monthly
repayment
$2,908.35

Rates shown above are Effective Interest Rates (EIR). Actual rates and repayments may vary. Subject to the lender's final assessment.

Use Our Personal Loan Calculator

Before you apply for a personal loan, it is smart to know your numbers. Our personal loan calculator in Singapore helps you see the interest rate clearly.
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How Our Personal Loan Works

Sign Up & Apply
Start by completing our online application form.
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List and Get Offers
We’ll then send your application to lending partners who return with personalised offers for you within just minutes!
Sending a loan request on Lendingpot
Compare and Select
You can freely compare interest rates across all your personal loan offers before selecting the best fit for you.
Get Funded
After you’ve selected and accepted an offer, book an appointment to sign the agreement before receiving money on the same day!
Receiving loan funds
Celebrating our accomplishments for personal loans in Asia
S$23.2M+
Loans Funded Annually
24,000
Applications Annually
5-star
Google Reviews
70%
Approval Rate in under 60 mins
Fully-Automated
Process with WhatsApp Business API

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Finding the Best Personal Loan in Singapore for Your Situation

Whether you are a local professional or looking for a personal loan for foreigners in Singapore, we have a solution. Finding a personal loan shouldn't be a guessing game.
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For Foreigners & Malaysians

We provide the best personal loan for foreigners in Singapore and specialised options for a personal loan for Malaysians working in Singapore.
Talk to our team ›
Person reviewing their finances and credit

For Low Income or Bad Credit

If you need a personal loan in Singapore for low income or bad credit, we match you with lenders who look beyond just a credit score.
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Family handling an urgent expense

For Instant Needs

Use our instant personal loan feature to get funds quickly for urgent family matters.
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The Efficient Way to Find A Personal Loan In Singapore

We don’t just help you find a personal loan in Singapore; we make sure it is the smartest financial move for you.
See Your Chances Without Harming Your Score
Find out which banks are most likely to approve your personal loan before you officially apply.
Tailored Personal Loan Plan
We’ll show you exactly how to move high-interest debt into a much cheaper personal loan in Singapore.
0.5% Cashback Reward*
Get 0.5% of your total loan amount back in cash on every single loan you take through our platform.
Family managing expenses comfortably at home
5-star rating
1000+ Google 5-star reviews

Manage Expenses Without Depleting Your Savings

Don’t let a sudden bill or a big family milestone drain your bank account. Reset your debt, fund home repairs, and keep moving forward with a personal bank loan in Singapore that fits your needs.
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Frequently Asked Questions About Personal Loans In Singapore

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